Bankruptcy Attorney for Michigan

James L. Gutting, Attorney-at-Law

Chess
What is Chapter 7 Bankruptcy?
The First Day of the Rest of Your Life

More than a million people turn to Chapter 7 each year to find relief from difficult financial circumstances. You need an experienced lawyer to help you determine if Chapter 7 bankruptcy is right for you.

Different forms of bankruptcy could help depending on your unique situation. You may also want to ask an attorney about Chapter 13 bankruptcy which could help you catch up on mortgage payments and keep your home if you are facing foreclosure. Bankruptcy can provide powerful protections for those in need.

Bankruptcy law was created by Congress to allow individuals, families and business owners to get a fresh start. The burden and stress of debt can make finding financial independence seem impossible, but bankruptcy laws are designed to do exactly that. It's never too late to consider filing for bankruptcy.

Many people turn to Chapter 7 bankruptcy to break free from credit card debt, medical bills, payday loans and other financial woes. Chapter 7 can provide powerful relief for those overwhelmed with debt by stopping garnishments, lawsuits and collections in their tracks.

Our bankruptcy services
James L. Gutting, Attorney-at-Law specializes in bankruptcy.

  • Chapter 7 Bankruptcy

    A chapter 7 case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is organized or has its principal place of business or principal assets.

  • Chapter 13 Bankruptcy

    A chapter 13 bankruptcy is also called a wage earner's plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. I

Learn how James L. Gutting, Attorney-at-Law can help with your legal needs
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